If you have ever been in an accident, you understand how complicated the automobile insurance compensation system is. It can be challenging to determine and access the applicable accident benefits. Accident benefits are a crucial part of the automobile compensation system. However, understanding what you are entitled to and how to access the benefits can be overwhelming. After an accident, you may be wondering what the first step of submitting a claim in Canada is. A lawyer can answer your questions and guide you through the claim process.
After an accident, you should report to your insurance agent, broker, or company within seven days. If you do not report the accident within a reasonable time, the insurance company can fail to honour your claim. You should have the following information when calling insurance after an accident:
Police / accident Report
Insurance companies must act fast to investigate cases and make determinations. The insurance company should complete the investigation within 30 days. The insurer must provide a written explanation if it can’t complete the investigation within this period. After the initial letter, the insurer will give you a case update every 45 days.
Your claim for Accident Benefits cannot be settled prior to the one year Anniversary of the accident date. The amount you can get after an accident will vary depending on the circumstances of the accident and a variety of other complex factors. That’s why you need an experienced lawyer to work on your behalf and ensure you receive as much as possible in each case.
It is illegal to operate a vehicle without insurance coverage. What happens if you are injured in an accident, and no other insurance is available? In this case, the Motor Vehicle Accident Claims Fund is the go-to option for compensation. You may be eligible for compensation for the injuries you suffer and property damage. You can claim:
You can seek compensation from the Motor Vehicle Accident Claims Fund only if you have no access to any other insurance and you meet the following requirements:
Perhaps you do not have insurance, and you suffered injuries in a car accident. You might be eligible for compensation if:
When applying for accident benefits, you will need the following documents:
A Completed Employer’s Confirmation (OCF-2)
If your loved one dies in a vehicle accident, you can seek compensation on their behalf. When seeking death and funeral benefits, you will need the following:
You can apply for compensation for property damaged because of the accident. You will need the following when making a claim for vehicle damage against your own Insurance Company:
Insurance companies assign different adjusters to vehicle damage claims vs. personal injury claims and it is important to understand how to handle each one to make sure your interests are protected.
Contact An Experienced Lawyer Today
If you have been involved in a car accident in Mississauga, you should not face insurance adjusters on your own. Instead, you should contact an experienced lawyer to guide you through the insurance claim requirements and process. At Walter Law Group, we have helped many accident victims to seek compensation for their damages. Contact us today to speak to one of our lawyers.

“I met with Michael on one of the worst days of my life. He put me at ease right away. He explained everything upfront and gave me confidence. The process was made clear and he kept me in the loop every step of the way. It was smooth and easy. I have recommended Michael to friends and family. Thank you so much, Michael, for your concern and professionalism!”

“I hired Mr. Michael Walter to settle my Insurance claim following my car accident injury. His quality of work and follow-up on my case exceeded my expectations and his fees were fair”.

“Thank you to all the staff at Walter Law Group, for the good job done well. I am very happy”.

“Michael’s knowledge and explanation of the step by step process of our case was reassuring. Also, his personality and positive outlook was very comforting to both of us”.

“During an extremely difficult time in my life, Michael provided not only outstanding professional legal council, but also compassion and reassurance which helped greatly”.

“My son and a friend recommended that I contact Carlos when I thought of lodging a claim against an insurance company. A big thank you for the favourable outcome of my claim. I would also like to mention that at all times you were friendly and efficient and a pleasure to have dealings with”.

“Not only was Michael attentive to my requests, he delivered true professionalism, integrity and maintained a level of steady support throughout the difficult process. All combined made for a more deliberate outcome and resolve for my particular case.”

“Thanks Michael for all your help and patience. Without your help and the help of your staff, I would have received nothing”.
Our lawyers are ready to help you. Arrange a meeting by calling us at (905) 822-2646 or Email us today.
1715 Lakeshore Road West
Suite 103, Mississauga L5J 1J4
201 CITY CENTRE DRIVE
SUITE 300 MISSISSAUGA, ON L5B 2T4